Granite Financial Holding has reached a major milestone in Egypt’s financial sector. The company received a fintech license from the Financial Regulatory Authority. This approval allows Granite to launch its proprietary mobile product, the Granite Money Market Account. The decision positions Granite as a leader in Egypt’s shift toward fully digital financial services.A New Regulatory Milestone for Digital FinanceAddressing Idle Liquidity in a Changing MarketDigital Tools for Corporates and InstitutionsLeadership Focus on Security and SimplicityRedefining How Cash Works The approval came at a critical time. Large volumes of savings certificates are maturing in early 2026. Liquidity has become a priority for individuals and institutions. Many now seek flexibility, speed, and daily returns without long commitments. A New Regulatory Milestone for Digital Finance The fintech license from the Financial Regulatory Authority allows Granite to use digital tools for fund subscriptions and redemptions. This includes open ended investment funds. This decision places Granite Financial Holding at the front of digital adoption in Egypt. It also signals strong regulatory confidence in Granite’s infrastructure and governance. Key outcomes of the approval include: Full digital onboarding and transactions Regulated execution of fund orders Faster access to money market investments Addressing Idle Liquidity in a Changing Market Granite targets a clear gap in the market. Many investors hold large amounts of idle cash. They want returns without sacrificing access. Granite Money Market Account focuses on liquidity first. The account allows users to: Keep funds fully accessible Earn daily compounded returns Avoid lock in periods Operate within a regulated framework This approach differs from traditional savings products. Granite does not compete for fixed deposits. It serves users who value control and transparency. Digital Tools for Corporates and Institutions Granite also supports corporate treasury needs. The platform includes a digital dashboard built for institutions. It provides real time views of cash positions and flows. Benefits for businesses include: Clear visibility into liquidity Tax free return structure Faster treasury decisions Reduced idle cash risk This helps companies move from passive cash holding to active liquidity management. Leadership Focus on Security and Simplicity Hisham Akram, Founder and CEO, stated that the license strengthens Granite’s long term vision. He emphasized compliance, trust, and user focused design. He noted that strong security should pair with simple digital access. Hussein El Sheikh, Co Founder and Managing Director, highlighted the platform’s practical design. He stressed that Granite suits users who want liquid, secure, and easy cash management. Mahmoud Moursy, Co Founder and Chief Technical Officer, explained the technical foundation. He shared that security and compliance shaped the platform from day one. Redefining How Cash Works Granite reflects a wider shift in investor thinking. Cash is no longer money to park. It is a strategic asset. It should stay liquid, visible, and productive. Granite Money Market Account turns that idea into a regulated digital reality.