Riyadh-based credit infrastructure platform Orbii has raised $3.6 million in a seed funding round led by Prosus Ventures, with participation from VentureSouq, DASH Ventures, Taz Investments and Sanabil 500, it announced today.Founded in 2024 by Nauman Ali, Guillaume Kieffer and Nasara Mughal, Orbii provides AI-powered credit infrastructure that enables financial institutions and B2B platforms to launch SME lending products. The platform integrates directly into existing business systems including banks, fintechs, POS, and ERP systems to automate underwriting, disbursement, and loan monitoring in real time.The startup that processes raw financial data to make lending decisions in seconds, now works with digital lenders, fintechs, payment companies, and B2B ecosystems. It plans to use the latest funds to scale its engineering and data science teams, deepen integrations with financial systems across the region, and expand its footprint in Saudi Arabia and the UAE.Orbii’s platform offers modular infrastructure that allows businesses to launch, test, and manage lending products without building credit functions from scratch. Its AI system covers automated credit decisioning, data ingestion, parsing, enrichment, and scoring, enabling clients to process loan applications faster with reduced manual overhead.The company provides solutions across various lending products including salary advance, merchant financing, working capital loans, embedded lending, and buy-now-pay-later services. Its borrower intelligence system creates dynamic profiles of each applicant analyzing cash runway, behavioral risk, credit signals, and repayment capacity using over 1,000 derived financial metrics.Nauman Ali, Co-founder and CEO of Orbii, said, “We envision a MENA where every business can access credit instantly, embedded within the systems and workflows they already use. Credit decisioning won’t be a process, it’ll be a reflex.”Robin Voogd, Head of Middle East Investments at Prosus Ventures, said, “From day one, Orbii impressed us with how quickly their solution can be implemented, the depth of expertise across the team, and the tangible results they deliver for clients.”The platform is already working with a growing number of lenders and digital channels, having processed thousands of applications and powering millions of USD in approved loans. With the new funding, Orbii aims to power <head> billion in SME loans by 2026.AuthorRecent Posts Post Views: 2,746